Realtor.com ranks Charlotte No. 3 top housing market for 2021. That means If you’re looking to buy, home prices and competition will both be high. If you sell, you’ll get top dollar for your home, but face the same record-high prices and record-speed sales as first-time buyers. Remember, though, low mortgage rates (if you qualify) decrease your monthly payments.

Though home prices are on the rise and there’s an affordable housing shortage, guess what? Charlotte is still an affordable city relative to other large metro areas. According to the study, 49% of buyers were millennials. Gen Xers accounted for about 30% of mortgage originations.

Top 10 markets (in order):

Sacramento, California

San Jose, California

Charlotte

Boise, Idaho

Seattle

Phoenix

Harrisburg, Pennsylvania

Oxnard, California

Denver

Riverside, California

Alexis Zarycki is your average girl with the hopes of leaving an everlasting impact on the world. Follow her on Instagram @official_lexpaige